Something I've been thinking about for quite a while: Poverty lies in the space between "I choose to" and "I must, because I have no choice."
It's one thing to choose to shop at a local grocery, even though they're more expensive, because you have the wealth to do so. It's another thing entirely when you must do so, because you have no car.
Another example. Wealthy option: cute handmade Christmas gifts because you choose to make them. Poor folk option: cute handmade Christmas gifts because you can't afford anything else.